Malpractice Insurance Programs
Protects you against claims of damages which arise out of the rendering or failure to render healthcare services, whether or not the allegations are groundless or false. We specialize in providing malpractice insurance for all healthcare providers.
Business Owners' Policy / BOP
A policy that combines property, liability, and business interruption coverage, plus many other coverages for small to medium sized businesses.
Workers' Compensation Insurance
Required by state law for all employers. This insurance pays for medical care and physical rehabilitation of injured workers, and helps to replace lost wages while they are unable to work. State laws govern the amount of benefits paid and other compensation provisions.
Individual and Group Health Insurance
We represent many healthcare companies, Anthem Blue Cross, Blue Shield, Pacificare, Healthnet to name a few. Policies and coverage differ depending on the options chosen, i.e. the size of the deductible and/or co-payment. Small Group Health Policies are guaranteed issue, regardless of the pre-existing condition of the participants. The employers must have a minimum of 2 participating in the plan, and no more than 50.
Individual Disability Insurance
Covers you in the event you are not able to perform the major duties of your profession. Individual and group plans are available Employment Practices Liability Liability insurance for employers that covers claims of wrongful termination, discrimination, or sexual harassment toward's the insured employees or former employees, whether or not the allegations are groundless or false.
Directors & Officer Liability / DO
Provides funding for the payment of defense and indemnity costs incurred by the insured, and personally by the insured's directors and officers, for claims brought by creditors, shareholders, employees, competitors or others which arise out of negligent acts or omissions, and for misleading statements, whether or not the allegations are groundless or false.
Billing Errors & Omissions
Coverage that provides payment of defense and indemnity costs incurred by the insured for claims of damage incurred by third parties, which arise out of allegations of the insured's honest mistakes due to incorrect billing procedures.